Liquitory – Inventory Finance and Working Capital Platform

What we do at Liquitory

Container ship seen from above – liquidity along the entire value chain

We take a holistic view of your value creation

We digitize and connect all the financial tools used along your value chain to unlock liquidity and reduce risk. From down payments and delivery finance to inventory finance and payment-term finance, Liquitory creates one end-to-end, integrated finance chain.

With transaction-level monitoring across the value chain, you gain real-time risk visibility. Technology-driven risk-mitigation modules help you secure attractive conditions and free up cash faster.

Steps to efficient working capital management

Analyst reviewing charts and financial documents

Advice on suitable financing instruments

In the first step, we analyze the existing value creation processes in your company with you. We then define measurable targets and determine which instruments are best suited to improve your working capital.

Business people walking through a large distribution warehouse

Digitization of your assets

Whether fully automated via the connection to your ERP, WMS or MES System or manually: the digitization of your assets to generate liquidity is simple, fast and secure on Liquitory.

Contract meeting between three business partners

Identify and minimize risks

A variety of instruments are available to reduce performance and payment risks. We use those that minimize the specific risks in your value creation and optimize your financing conditions.

Automated processing and real-time monitoring

Solution offers are obtained in real time from a wide range of financial partners and their comparability is ensured through clear KPIs. Contracts are concluded directly via Liquitory using SmartContracts and digital signing.

Working Capital Instruments

In addition to traditional working capital instruments such as guarantees, letters of credit, debt collections, (reverse) factoring, dynamic discounting and digital forfaiting, Liquitory also includes new forms of financing for inventory and transit transactions. All transactional risk management and liquidity generation instruments along the value chain are bundled and made available on a central platform.

Warehouse workers discussing logistics and distribution

Inventory finance

In warehouse financing, the goods in a warehouse are financed by a financing partner for a fixed or flexible period. The nature of the goods and the possibility of secondary utilization play a decisive role. Depending on the category and nature of the goods, variable risk discounts are applied. This is intended to compensate for any changes in value and/or possible liquidation risks.

Factoring

Factoring is a method of financing whereby a company transfers outstanding receivables from customers to a financial service provider before due date. Usually on a framework agreement, the seller receives immediate payment.

Reverse Factoring

In reverse factoring, the customer loads confirmed invoices onto a special financing platform. Suppliers sell these outstanding invoices to one or more financing partners before due date.

Dynamic Discounting

Dynamic discounting is a dynamic discounting of invoices. The faster the customer pays, the higher the discounted amount.

forfaiting

In digital forfaiting, the supplier sells individual receivables to a financing partner without recourse. The assignment of the receivable can take place with or without disclosure top the debtor.

Expand inventory. Unlock trapped liquidity. Minimize risks — that’s Liquitory